360º REVIEW

WHAT DOES THE REVIEW COVER?

Our 360º Financial Review is a comprehensive check of your financial situation.

We take into account all of the following aspects :

  • Personal situation (nationality, fiscal residency, marriage status, children)
  • Professional life
  • Savings, investments and debts
  • Income and expenditure
  • Your knowledge of financial products and risk appetite
  • Your investment goals

Armed with this information, we carry out a detailed review of your current situation, before then working out the best strategy for achieving your investment goals. We take into consideration your global situation so that we can make sure there are no unforeseen impacts of carrying out our proposed approach.

Additionally, we check to see whether your current situation might result in any unexpected future problems. You can think of this as a financial health check.

WHY IS IT IMPORTANT TO YOU?

To provide you with good advice, we need a thorough understanding of your current situation and future goals. All the of the aspects we cover within the review can have a significant impact on your finances.

As is often the case, it’s the details which make the difference. If you are married or in a civil partnership, then the legal regime of your marriage can have a big impact on future taxes. Some investments have beneficiary terms that can significantly affect inheritance bequests and taxes.

We review all of this to make sure you have a thorough understanding of your financial position. It also allows us to identify any areas of concern you may not have considered.

And finally, we are legally obliged to demonstrate that the advice we provide is appropriate to you and your situation.

HOW DO WE CARRY OUT THE REVIEW?

The first step is a phone call to discuss your situation in general terms. We can then quickly provide you with an outline idea of how we can help you. If you want to proceed further, we then start the more detailed 360 review.

Initially we will fill out a questionnaire together that gives an overview of your situation. We will then ask you to provide supporting documents so that we can check the fine print.

We then carry out two principle checks :

  • What impact the financial strategy we create for you will have on your global situation.
  • Are there any unforeseen issues that may cause you problems in the future.

We then present you with a detailed report, providing suggestions on how to achieve your investment goals and highlighting any areas of concern.

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INDEPENDENT, UNBIASED REVIEW

Our advice is completely unbiased. We are an independent company and our advice is given with your best interests in mind.

The only money we receive for providing you with advice and carrying out your 360º Financial Review is the fee you pay.

If our strategy suggestion involves investing in financial products, we will be very happy to work with you on this. Equally, you are free to take our advice and carry out the strategy without our assistance.

If you do want us to carry out the proposed strategy, we will clearly state any further costs beforehand. In some cases, we receive commission payments from the providers of the financial products. These will always be made completely clear to you before any action is taken.

HOW MUCH DOES IT COST?

The initial discussion to review your general situation and goals is free. We provide you with an overview of how we can assist you.

If you decide you want to proceed further, the 360º Financial Review starts at EUR 960 HT. The cost may increase, dependant on the complexity of your situation, however this will be made clear to you before any action is taken.